:root{--navy:#071b3d;--blue:#0d4fd6;--gold:#f4b740;--text:#172033;--muted:#657083;--bg:#f5f8ff;--white:#fff;--shadow:0 20px 50px rgba(7,27,61,.12);--radius:24px}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}a{text-decoration:none;color:inherit}.site-header{position:sticky;top:0;z-index:10;display:flex;justify-content:space-between;align-items:center;padding:18px 7%;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);box-shadow:0 8px 25px rgba(7,27,61,.06)}.brand{font-weight:800;font-size:22px;color:var(--navy)}.brand span{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:14px;margin-right:8px;color:#fff;background:linear-gradient(135deg,var(--blue),var(--navy))}.nav{display:flex;align-items:center;gap:24px}.nav a{font-weight:700;color:#344054}.nav a.active,.nav a:hover{color:var(--blue)}.nav-cta{padding:11px 18px;border-radius:999px;background:var(--gold);color:var(--navy)!important}.menu-btn{display:none;border:0;background:var(--navy);color:#fff;padding:10px 13px;border-radius:10px;font-size:22px}.hero{min-height:720px;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;padding:80px 7%;background:radial-gradient(circle at top right,rgba(244,183,64,.25),transparent 36%),linear-gradient(135deg,#071b3d,#0d4fd6);color:#fff;overflow:hidden}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;color:var(--gold);font-size:13px}.hero h1,.page-hero h1{font-size:clamp(38px,6vw,72px);line-height:1.04;margin:12px 0}.hero-text{font-size:19px;max-width:650px;color:#dbe7ff}.hero-actions{display:flex;gap:15px;flex-wrap:wrap;margin:32px 0}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;padding:14px 24px;font-weight:800;cursor:pointer}.primary{background:var(--gold);color:var(--navy)}.secondary{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.25)}.light{background:#fff;color:var(--blue)}.trust-row{display:flex;gap:15px;flex-wrap:wrap}.trust-row div{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:16px 20px}.trust-row strong{display:block;font-size:24px}.trust-row span{color:#c9d8ff}.hero-card{background:#fff;color:var(--text);border-radius:34px;padding:32px;box-shadow:var(--shadow);transform:rotate(2deg)}.card-top{display:flex;justify-content:space-between;align-items:center}.card-top b{background:#eef4ff;color:var(--blue);padding:8px 13px;border-radius:999px}.hero-card h3{font-size:30px;margin:25px 0 10px}.hero-card li{margin:12px 0}.rate-box{margin-top:24px;background:linear-gradient(135deg,#eef4ff,#fff8e5);padding:22px;border-radius:22px}.rate-box span{display:block;color:var(--muted)}.rate-box strong{font-size:30px;color:var(--blue)}.section{padding:70px 7%}.stats-section{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:-60px;position:relative;z-index:2}.stat{background:#fff;border-radius:var(--radius);padding:28px;text-align:center;box-shadow:var(--shadow)}.stat strong{display:block;font-size:42px;color:var(--blue)}.stat span{font-weight:700;color:var(--muted)}.section-heading{text-align:center;max-width:750px;margin:0 auto 36px}.section-heading h2,.calculator-wrap h2,.cta-band h2{font-size:clamp(28px,4vw,46px);line-height:1.1;margin:8px 0}.service-grid,.service-detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.service-card,.detail-card,.apply-form,.contact-info{background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.service-card.featured,.detail-card.highlight{border:2px solid var(--gold);transform:translateY(-10px)}.icon{font-size:38px;width:70px;height:70px;display:grid;place-items:center;border-radius:20px;background:#eef4ff}.service-card h3,.detail-card h2{color:var(--navy);font-size:25px}.service-card p,.detail-card p{color:var(--muted)}.service-card a{font-weight:800;color:var(--blue)}.detail-card ul{padding-left:20px;color:var(--muted)}.calculator-wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:35px;align-items:center;background:#fff}.calculator{background:var(--navy);color:#fff;border-radius:30px;padding:30px;box-shadow:var(--shadow)}.calculator label{display:block;font-weight:700;margin-bottom:14px}.calculator input,.apply-form input,.apply-form select,.apply-form textarea{width:100%;border:1px solid #d8e0ec;border-radius:16px;padding:15px;margin-top:7px;font:inherit}.emi-result{margin-top:18px;padding:18px;border-radius:16px;background:rgba(255,255,255,.12);font-size:22px;font-weight:800}.cta-band{margin:40px 7%;padding:55px;border-radius:34px;text-align:center;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff}.page-hero{text-align:center;padding:90px 7%;background:linear-gradient(135deg,#071b3d,#0d4fd6);color:#fff}.page-hero p{color:#dbe7ff}.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:28px}.info-card{display:flex;gap:15px;margin:18px 0;padding:18px;background:#f5f8ff;border-radius:18px}.info-card span{font-size:30px}.info-card b,.info-card a{display:block}.info-card a{color:var(--blue);font-weight:700}.apply-form h2,.contact-info h2{margin-top:0;color:var(--navy)}.apply-form input,.apply-form select,.apply-form textarea{margin-bottom:14px}.whatsapp{position:fixed;right:20px;bottom:20px;background:#25d366;color:#fff;padding:14px 18px;border-radius:999px;font-weight:800;box-shadow:0 12px 30px rgba(37,211,102,.35);z-index:20}footer{text-align:center;padding:28px;background:var(--navy);color:#dbe7ff}@media(max-width:860px){.menu-btn{display:block}.nav{display:none;position:absolute;top:78px;left:5%;right:5%;background:#fff;box-shadow:var(--shadow);border-radius:22px;padding:20px;flex-direction:column}.nav.show{display:flex}.hero,.calculator-wrap,.contact-layout{grid-template-columns:1fr}.hero{padding-top:50px}.hero-card{transform:none}.stats-section,.service-grid,.service-detail-grid{grid-template-columns:1fr}.service-card.featured,.detail-card.highlight{transform:none}.site-header{padding:14px 5%}}


/* Mobile polish */
@media(max-width:600px){
  body{font-size:15px;overflow-x:hidden}
  .site-header{padding:12px 4%;border-bottom:1px solid #edf1f7}
  .brand{font-size:17px;line-height:1.2;display:flex;align-items:center;max-width:78%}
  .brand span{width:36px;height:36px;border-radius:12px;flex:0 0 36px;font-size:14px}
  .menu-btn{padding:8px 12px;font-size:20px;border-radius:12px}
  .nav{top:68px;left:4%;right:4%;gap:14px;align-items:stretch;text-align:center}
  .nav a{padding:10px;border-radius:12px;background:#f5f8ff}
  .nav-cta{background:var(--gold)!important}
  .hero{min-height:auto;padding:44px 5% 62px;gap:28px}
  .hero h1,.page-hero h1{font-size:34px;line-height:1.12}
  .hero-text,.page-hero p{font-size:16px}
  .hero-actions{gap:10px;margin:24px 0}
  .btn{width:100%;padding:13px 18px}
  .trust-row{display:grid;grid-template-columns:1fr;gap:10px}
  .trust-row div{padding:14px 16px}
  .hero-card,.service-card,.detail-card,.apply-form,.contact-info,.stat{border-radius:20px;padding:22px}
  .hero-card h3{font-size:24px}
  .section{padding:48px 5%}
  .stats-section{margin-top:-35px}
  .section-heading{margin-bottom:24px}
  .service-card.featured,.detail-card.highlight{border-width:1px}
  .calculator-wrap{padding:44px 5%}
  .calculator{border-radius:22px;padding:22px}
  .cta-band{margin:24px 5%;padding:34px 20px;border-radius:24px}
  .page-hero{padding:60px 5%}
  .contact-layout{gap:18px}
  .info-card{padding:15px;gap:12px;align-items:flex-start;word-break:break-word}
  .info-card span{font-size:24px;line-height:1}
  .apply-form input,.apply-form select,.apply-form textarea{padding:13px;border-radius:14px}
  .whatsapp{right:14px;bottom:14px;padding:12px 15px;font-size:14px}
  footer{padding:22px 5%;font-size:14px}
}


/* Updated SA Fintech logo */
.site-header{background:linear-gradient(135deg,#020711,#071b3d 62%,#081331);border-bottom:1px solid rgba(255,255,255,.10)}
.brand{display:flex;align-items:center;min-height:62px}
.brand img{width:185px;max-height:68px;object-fit:contain;display:block;filter:drop-shadow(0 8px 18px rgba(0,0,0,.35))}
.nav a{color:#eef6ff}.nav a.active,.nav a:hover{color:#20d7ff}.nav-cta{background:linear-gradient(135deg,#6d4cff,#1fb6ff);color:#fff!important}.hero-card-logo{display:block;width:min(100%,360px);margin:0 auto 20px;filter:drop-shadow(0 18px 35px rgba(13,79,214,.25))}.card-top{border-top:1px solid #edf1f7;padding-top:20px}
@media(max-width:860px){.nav{background:#071b3d}.nav a{color:#fff;background:rgba(255,255,255,.08)}.brand img{width:150px;max-height:58px}.brand{min-height:54px}.nav{top:78px}}
@media(max-width:600px){.brand img{width:128px;max-height:50px}.brand{max-width:70%;min-height:48px}.nav{top:66px}.hero-card-logo{width:260px}}

/* Final logo alignment fix */
.hero-card{
  transform:none !important;
  rotate:0deg !important;
  max-width:560px;
  margin:0 auto;
}
.hero-card-logo{
  display:block !important;
  width:min(100%,390px) !important;
  max-height:260px;
  object-fit:contain;
  margin:0 auto 24px !important;
  border-radius:22px;
  background:#020711;
  padding:10px;
  transform:none !important;
  filter:drop-shadow(0 14px 28px rgba(7,27,61,.20)) !important;
}
.brand img{
  transform:none !important;
  object-fit:contain !important;
}
@media(max-width:600px){
  .hero-card-logo{width:100% !important;max-height:220px;padding:8px}
}